Economie et Statistique / Economics and Statistics n° 538 - 2023 Ageing and Retirement

Economie et Statistique / Economics and Statistics
Paru le :Paru le11/05/2023
Luc Arrondel, Loïc Gautier, Aurélie Lemonnier and Laurent Soulat
Economie et Statistique / Economics and Statistics- May 2023
Consulter

Does the Right to Information on their Pension Introduced by the 2003 Reform Make the French Better Informed and Less Concerned about their Future Pension?

Luc Arrondel, Loïc Gautier, Aurélie Lemonnier and Laurent Soulat

Economie et Statistique / Economics and Statistics

Paru le :11/05/2023

The views or opinions expressed by the authors engage only themselves, and neither the institutions they work with, nor INSEE.

Abstract

We study the impact of the policy of sending policyholders personalised information regarding their pension, which was introduced by the 2003 reform (the right to information, Droit à l’information – DAI), on improving their knowledge of their pension entitlements and on the changes in their level of concern regarding their future pension amount. By using data from the 2012 and 2020 waves of the PAT€R survey, we show that knowledge of pension entitlements improved and that concern regarding pension amounts fell between 2012 and 2020. The impact of sending information as part of the DAI is difficult to isolate from the impact of the change in the general context between 2012 and 2020. However, the results obtained suggest that the first documents sent under the DAI policy have a slight positive effect on knowledge and an indirect impact on reducing concern by improving knowledge.

Article (pdf, 2 Mo )

Citation: Arrondel, L., Gautier, L., Lemonnier, A. & Soulat, L. (2023). Does the Right to Information on their Pension Introduced by the 2003 Reform Make the French Better Informed and Less Concerned about their Future Pension? Economie et Statistique / Economics and Statistics, 538, 69–87. doi: 10.24187/ecostat.2023.538.2093